To Contact Us:

 

124 W. Main st. Ste. A

Santa Maria, Ca. 93454

Phone: 805-448-7101

Fax: 805-352-1109

 

Email: Gene@ValleyHillsRealty.Com

Making Dreams A Reality

**For A List Of Foreclosures & Pre-Foreclosures Please CLICK HERE**I Can Help You Short Sale Your Home & NO Charge To You
Gene Perez Your Real Estate Consultant DRE# 01321588/NMLS#  289430Text Box: “Gene, I really want to thank you for all of your knowledge, support, and the help you have provided in finding these investment properties for us. Cheryl and I have discussed this many times, and we really appreciate everything you have done for us. Again thanks, Brad”
BRAD & CHERLY LENZ / SANTA MARIA

“Gene You have definitely proven you are an expert in your profession and we can testify to that.  The manner in which you dealt with an unethical agent, very impressed, the time spent generating the appropriate documents we signed to purchase our home and to stay ahead of the game.  You have made the process of purchasing a home easier than we thought”.

 

Gary & Evangiline Miller

Santa Maria

Gene Perez is a real estate broker and helps his clients find the home that fits their needs.   He primarily serves his clients finding, Santa Maria homes, Santa Maria Properties to purchase as well as the surrounding areas.  Selling or purchases of  properties in Guadalupe, Guadalupe homes,  properties in Pismo Beach, Pismo Beach homes,  properties in Arroyo Grande, Arroyo Grande homes, properties in Grover Beach, Grover Beach homes, properties in Nipomo, Nipomo homes, Properties in Santa Ynez, Santa Ynez homes, Properties in Los Olivos, Los Olivos homes, properties in Orcutt, Orcutt homes.   Gene Perez can also help with financing a home , first time buyer or second home financing or purchases or investment properties,  getting you a home loan if you reside in California.

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Able to do California home loans and mortgage loans I also have access to programs for first time home buyer loans as well and if you find your self that you need to access your equity I can also assist in doing refinance home loans or just a simple mortgage home loans.  CL , ADW, Blog, Casas

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I have been helping my clients on the Central Coast for 10 years and the Central Coast is truly a great place to live in.  With beautiful coastal communities such as Arroyo Grande, Grover Beach, Pismo Beach, Avila Beach.  The Central Coast is surrounded by coastal mountains and lush Wineries that are known throughout the world.

Whether you plan on buying a home or selling a home on the Central Coast in one of our local communities here in Santa Maria, Nipomo, Orcutt or Guadalupe, I can help.  If you need financing to buy your home I can help you to get the financing you need, so you can get your new home or that investment property you are looking for.  I have been in the business before all the hype of the Real Estate phase and my more than 10 years of experience and knowledge in the Real Estate process can help you answer any questions you may have.

To see any Santa Maria properties listed or Santa Maria homes, in the Santa Maria real estate market just let me know I can also help you qualify for one of the many mortgage home loans for first time home buyers.

Also serving the other local communities such as Arroyo Grande, Pismo Beach, Grover Beach, and Los Olivos, Santa Ynez Valley.

I am able to do California home loans and mortgage home loans I also have access to many of the mortgage home loans for first time home buyers I can also assist in doing refinance home loans or just a simple mortgage home loans.

Consultations Free No Obligation

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Should You Short Sale Your Home ?

If you want to know if there are any cost benefits in selling your home CALL ME

Want to know If you save any money?  Will you be better off financially in the future?

Is There A Plus Side ? CALL Me For More Information.

Many of the home buyers and investors that I come across and are interested in buying one of the Santa Maria homes for sale and may need to get some kind of financing for a new mortgage home loan are on the fence waiting for some kind of sign as to whether it is a good time to invest into Santa Maria real estate or not.  The Santa Maria real estate market is full of opportunity with interest rates being as low as they are and the homes in Santa Maria being at all time lows the time to buy is truly now. I know many home owners that have bought homes in Santa Maria in the past few years, only to eventually lose them.  In fact most people know someone that have lost their home or going to lose their in the Santa Maria real estate market, only to end up being one of the many Santa Maria homes for sale .  Real estate is like any investment it is all about timing and I do believe the timing for many thinking about getting into real estate and buying a home is now!  Santa Maria real estate is truly primed to be a great investment here are several why real estate in general is a good investment whether it be Santa Maria real estate or not.   If you are not an investor and still have to get a mortgage home loans rates are still pretty damn good even mortgage home loans for first time home buyers and I do a lot of Santa Maria home loans for first time home buyers.

Real Estate:  Finally a good investment?
The housing market still looks pretty bleak but it is really a matter of perspective.  Although many of the homes in Santa Maria may still have mortgage home loans where the owners are currently upside down in value.  You have to take into account when they bought their home if they bought it at the peak in 2005 –2006 then of course it was a bad investment.  But like stated before investing is all about timing.  But for those for those that are getting in for the first time with a mortgage home loans for first time home buyers and buying low and at record low interest rates, buying a home in Santa Maria can be a great investment.  Real estate consists of a wide range of markets – homes, apartments, hospitals, office buildings, strip malls, dormitories and other properties. But our only focus is just on residential real estate, or homes. Here are more reasons to think residential real estate might represent a bargain , especially one of the Santa Maria homes for sale.   Even if you do have to apply for mortgage home loan as a Santa Maria mortgage broker I can help you navigate through the maze and choose one that suits you whether you are a first time home buyer applying for a mortgage home loan for first time home buyers or not I can help.

• Does everyone hates real estate– When the housing market is in the dumps real estate is probably the worst place to be in next to the stock market.  The Santa Maria real estate market is no exception.  I have seen homes reduced in priced in today’s market up to 70% loss from the owner that lost the home.  Its understandable that there is the fear of buying home or anything that may not be worth tomorrow what you paid for today.  But for those that are getting a home and buying one of the Santa Maria homes for sale where the new home owner is now paying hundreds less in a mortgage payment than they were when they were renting real estate is a great for them.  Not to mention the homeowners that lost their homes 3 years ago and are now buying a home today for less than half of what they owed on the home they lost and paying half of a mortgage payment for basically the same kind of home and even better than the home they lost.  Real estate is a great investment for them. Many new home owners in the Santa Maria real estate market are home owners that lost their homes as well.  But starting over in a better position than when they lost their home.   Reality is that many of the mortgage home loans that were being sold to the public in general were not in the best interest to the home owner but they were made available to them none the less.  That goes with out saying that many of the Santa Maria home loans went bad just like other real estate markets.  As a Santa Maria mortgage broker these loans were made available to me as they were to everyone, and even during that time I did my best to explain the pros and cons of a particular loan.  But in the end it is up to the client to make the final decision.  Today’s mortgage home loans especially those that are considered mortgage home loans for first time home buyers are much more stringent in the approval process.  To ensure that the home owner does not just get into a home but that he can actually stay in it.

 

Head Lines In Todays Real Estate

 

· You Can Find Homes For Sale Before Others

· You Can Get A Home At Bargain Prices

· You Can Have Access To Homes In Foreclosure

· You Can Have Access To Homes In Pre-Foreclosure

· You Will Be Updated On Inventory Of Homes

 

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Graph of Foreclosure Inventories in CA
CA - Foreclosure Inventories